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this is a philosophy project and I have 4 people in my house hold I want you to basically make up some information about the rest you will understand more once you read hopefully it was too much for me 🙁 no plagiarism!
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Poverty Line Project
Part 1 (125 pts)
The Poverty Line Project has two main components. Part 1 is where you will provide documentation and collect data to assist you in determining
where the poverty line should be set. Where would you set the poverty line?
The purpose of this project is for you to figure the income that you think is the minimum at which a family of four can survive with decency, dignity,
and as full participating members of a democratic society, without any assistance programs.
You want to set the poverty line just above what you believe to be the poverty line. In other words, this family should be living at a level at which
you feel that they need no assistance, either private or public, of any kind. However, if their income was reduced in any way you would feel justified
in advocating for help for them. Make your estimates based on a married couple with a six-month-old formula-fed son, an eight-year-old
daughter, and a 12-year-old son. Both parents work full-time employment during the hours of 8am-5pm. You will determine the family
income. The family is currently living in Kearney, NE. The family also owns at least one vehicle. You will want all data specific to Kearney,
NE. The data should also include health insurance, as well as vehicle insurance. Please make sure to note if you look up insurance online, this can
result in follow up phone calls. You may want to leave yourself time to assess and gather this information on your own. Other items throughout the
data collection you may choose whether it is needed or not needed as explained below.
Your estimates will vary depending on what you think constitutes normal family expenses. If you don’t think it is necessary for the 8-year-old to
participate in soccer or dance, then don’t budget for it. If you think it is necessary to tithe to the church, then budget for that. However, you must
justify all your choices and decisions made.
Using the sheet attached, you are to conduct a field study to determine at what level you think the poverty line should be set. The most important
point is to collect actual data. For example, to set the food budget you should develop a menu for one week and go to the store and price the items
on the menu. YOU MAY ONLY ASK FAMILY/FRIENDS FOR DATA ON TWO ITEMS. Everything else should be from a documented source
in the field (costs retrieved from Wal-Mart, Slumberland, Goodwill) or from a reputable research source (e.g. average cost of gas for a 2008 Chevy
Malibu as cited by Kelly Blue Book). You can use sources to figure out housing costs, or location specific data. Things like food should be
comparable across food chains, so data from Walmart would be acceptable, if Kearney, NE has a Walmart. Your data report should include:
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•
•
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The data collection procedure for each item (How did you figure taxes? How did you figure car maintenance or gas costs?)
The data source for each item (For example, which store did you visit for grocery costs? Where did you get insurance quotes?)
An explanation of the criteria you used for each budget item (For example, for housing should each child have a bedroom? Is air conditioning
necessary?) the explanation should also be full complete sentence format. Do not just write one or two words, you must complete each box of
data collection sheet.
The report results will be submitted as word document via Canvas.
1
Appendix A
Poverty Line Data Report
Name: ______________________________________________________________________
City: __________________KEARNEY, NE__________________________
Poverty line total estimate: ______________________________________________________
Instructions: PLEASE READ BEFORE COMPLETING. Input the data, source, and provide an explanation for each in the footnotes of the
section. The explanation should be sentence format and include a full complete sentence. This DOES NOT mean you need to write a full paragraph;
however, you will need to include your explanation in sentence format. If the data is not obtained because the student has explained the data is not
necessary, such as if water/sewer/garbage is included in the cost of the rent, then type “N/A” in the box. The “N/A” options will still need an
explanation, but the data and source will not be provided.
1. Housing (16 points)
Data
Source
Explanation
Rent or mortgage [2 pt]
1.
Real estate taxes [2 pt]
2.
Water/Sewer/Garbage [2 pt]
3.
Heat and electricity [2 pt]
4.
Phone [2 pt]
5.
Internet [2 pt]
6.
Cable [2 pt]
7.
Yard Maintenance [2 pt]
8.
Monthly Subtotal
2
2. Food/Household items
(14 points)
Data
Source
Menu itemizing a week’s
worth of meals, snacks, and
drinks for all family
members. [4 pts]
Appendix B
1.
List of groceries with prices
for the week’s menu,
including baby formula and
baby food. [4 pts]
Appendix C
2.
List of cleaning supplies for
the home with prices. [4 pts]
Appendix C
3.
Cost of school lunches for all
children [2 pt]
Explanation
4.
Monthly Subtotal
3. Personal Care (21 points) Data
List of personal hygiene
products for the household
with prices (toilet paper,
hand soap, body soap,
toothpaste) [3 pts]
Source
Appendix C
Explanation
1.
3
List of personal hygiene
products for adult woman
with prices (tampons,
makeup, razors, hair
products) [3 pts]
Appendix C
2.
List of personal hygiene
products for adult man with
prices (razors, aftershave) [3
pts]
Appendix C
3.
List of personal hygiene
products for baby with prices
(not otherwise accounted for
with diapers/wipes) [3 pts]
Appendix C
4.
Diapers/Wipes for 6-monthold baby [3 pts]
Appendix C
5.
List of personal hygiene
products for 3 children with
prices [3 pts]
Appendix C
6.
Itemized list of school
supplies with costs for 3
children [3 pts]
Appendix C
7.
Monthly Subtotal
4. Clothing – cost of clothes
for 12 months for each
person (17 points)
Woman [4 pts]
Data
(Optional Appendix D
if itemizing each item)
Source
Explanation
1.
4
Man [4 pts]
2.
6-month-old [3 pts]
3.
8-year-old [3 pts]
4.
12-year-old [3 pts]
5.
Monthly Subtotal
5. Childcare (7 points)
Data
Source
Explanation
6-month-old [3 pts]
1.
8-year-old [2 pts]
2.
12-year-old [2 pts]
3.
Monthly Subtotal
6. Insurance (21 points)
Data
Source
Explanation
Car [3 pts]
1.
Homeowners/Renters [3 pts]
2.
Medical [3 pts]
3.
Annual Deductible for
Medical Insurance [3 pts]
5
Dental/Vision [3 pts]
4.
Co-pays for prescriptions [3
pts]
5.
Co-pays for visits [3 pts]
6.
Monthly Subtotal
7. Transportation (10
points)
Data
Source
Explanation
Car Payments [2 pts]
1.
Gas [2 pts]
2.
Maintenance [2 pts]
3.
Public Transportation [2 pts]
4.
Registration/Taxes [2 pts]
5.
Monthly Subtotal
8. Charity (2 points)
Church or other charity [2 pt]
Data
Source
Explanation
1.
Monthly Subtotal
6
9. Durables (6 points)
Data
Source
Explanation
Appliances [3 pt]
1.
Furniture [3 pt]
2.
Monthly Subtotal
10. Miscellaneous (11
points)
Data
Source (If Applicable)
Explanation
Itemized list of extra
education costs, such as
extracurricular activities, etc.
[3 pts]
1.
Itemized list of entertainment
costs (date nights, family
outings, vacations) [3 pt]
2.
Gifts (Christmas, birthdays,
the cost of going to other
children’s birthday parties) [3
pt]
3.
Any other items not
otherwise accounted for in
previous sections (e.g.
emergency fund/savings) [2
pt]
4.
7
Monthly Subtotal
8
Appendix B (Don’t forget drinks!)
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Breakfast
Lunch
Dinner
Snack
Sunday
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
9
Appendix C
Grocery List
Item
Cost Per Item
Quantity
Total Cost
Formula for one week for a
6 month old baby. (Include
Brand and size of the can of
formula)
Cleaning Supply List
10
Item
Cost Per Item
Quantity
Total Cost
Personal Hygiene Products Lists
11
Household
Item
Cost Per Item
Quantity
Total Cost
Dad
Item
Cost Per Item
Quantity
Total Cost
Mom
12
Item
Cost Per Item
Quantity
Total Cost
8-year-old
Item
Cost Per Item
Quantity
Total Cost
13
12-year-old
Item
Cost Per Item
Quantity
Total Cost
6-month-old
Item
Cost Per Item
Quantity
Total Cost
Diapers (Include Brand and
Quantity in a package here)
Wipes (Include Brand and
Quantity in a package here)
14
School Supplies for 8-year-old
Item
Cost Per Item
Quantity
Total Cost
15
School Supplies for 12-year-old
Item
Cost Per Item
Quantity
Total Cost
16
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